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Dua for your own home رَبِّ أَنزِلْنِي مُنزَلًا مُّبَارَكًا وَأَنتَ خَيْرُ الْمُنزِلِينَ My Lord, let me settle in a blessed home, and You are the best to settle us. (Surah Al-Mu’minun 23:29)

Quote of the day: “When you own your house, every payment brings you closer to full ownership and peace." "جب آپ اپنے گھر کے مالک ہوتے ہیں، تو ہر قسط آپ کو مکمل ملکیت اور سکون کے قریب لاتی ہے۔”

Rent or buy?

Compare the real cost of renting against buying with a home loan over the years you plan to stay.

Calculator

Property price (PKR) Monthly rent for a similar home Years you will stay Down payment (%) Profit rate (%) Rent increase per year (%) Price growth per year (%) Upkeep per year (%) Return on savings (%) Buying taxes and fees (%) Loan period (years)

Real cost of buying

Monthly instalment:

Real cost of renting

Total rent over the years

The cost of buying counts the down payment, taxes, instalments, upkeep and the profit your savings could have earned, minus the value of the home when you leave.